The Impact of Intellectualization on the Formation of the System of Ensuring the Financial Security of an Enterprise: New Opportunities Thanks to Technologies Based on Artificial Intelligence

Abstract

The article identifies the importance of intellectualization as a key factor in increasing the level of financial security of an enterprise in a complex and dynamic external environment. It is proven that the use of artificial intelligence technologies allows for the formation of more effective approaches to predicting risks, identifying threats and making timely management decisions. Particular attention is paid to the analysis of the integration of modern intelligent systems into the processes of monitoring financial activities, as well as their impact on the security aspect. Based on a review of scientific approaches, four key features of the intellectualization process are substantiated, which determine a high level of adaptability, speed of response and a decrease in the level of subjective errors during analysis. Four essential principles of artificial intelligence technologies are also established, which affect the effectiveness of the enterprise in the format of increasing security and improving the analytical basis for decision-making. These principles include automated decision-making based on data, predictive modeling, machine learning and intelligent interaction with users. The five most significant effects provided by intellectualization in the financial security system are studied, including increased responsiveness to threats, reduced human factor in analysis processes, optimization of control and audit costs, in-depth analysis of complex risks, and increased innovative potential. The impact of each of these effects on the strategy and tactics of financial resource management is characterized, and the role of synergy between specialists and artificial intelligence systems is emphasized. The goal and object of the study are determined, and the main tasks aimed at generalizing new capabilities of artificial intelligence technologies for security activities are formulated. The results obtained are of significant practical value, as they suggest approaches to increasing the level of financial security through intellectualization of internal processes and creation of flexible monitoring and forecasting mechanisms.